Terms and Conditions

Terms of Service

Welcome to lytheranvoxq's financial planning subscription service. These terms govern your use of our services and establish the relationship between you and lytheranvoxq.

I agree to the Terms & Conditions

Key Definitions

For clarity, the following terms have specific meanings throughout this agreement

• Service: Our monthly financial planning subscription service including consultations, analysis, and ongoing guidance
• User/Client: Any individual who subscribes to or uses our financial planning services
• Content: All materials, advice, analysis, and information provided through our service
• Account: Your subscription account and associated client relationship with lytheranvoxq

Use of Our Service

Your access to and use of our service is subject to the following conditions

Eligibility Requirements

You must be at least 18 years old and legally capable of entering into binding agreements under Australian law to use our services

Acceptable Use

When using our service, you agree to

• Provide accurate and complete information during consultations
• Maintain confidentiality of any login credentials or account information
• Use our service only for legitimate financial planning purposes

Prohibited Activities

The following activities are strictly forbidden

• Providing false or misleading information to our consultants
• Using our service for illegal or unauthorized purposes
• Attempting to gain unauthorized access to our systems or other clients' information
• Reproducing, distributing, or commercially exploiting our proprietary content
• Harassing, threatening, or inappropriate behavior toward our staff

Your Responsibilities

As a client, you are responsible for

• Maintaining accurate and current contact information
• Attending scheduled consultations or providing reasonable notice of cancellation
• Implementing any guidance at your own discretion and risk
• Keeping your account information secure and confidential

Intellectual Property Rights

All content, materials, analysis, and methodologies provided through our service remain the intellectual property of lytheranvoxq and are protected by Australian copyright and intellectual property laws.

You may not reproduce, distribute, or create derivative works from our proprietary content without written permission

Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which forms part of these terms. Privacy Policy

Service Disclaimers

Important limitations and disclaimers regarding our service

Limitation of Liability

To the maximum extent permitted by Australian law, our liability for any claims arising from your use of our service is limited to the amount you paid for the service in the 12 months preceding the claim.

We exclude liability for indirect, consequential, or punitive damages including lost profits or investment losses

Indemnification

You agree to indemnify lytheranvoxq against any claims arising from your use of our service or breach of these terms, except where prohibited by consumer protection laws.

Service Termination

Either party may terminate this agreement with 30 days written notice. We may terminate immediately for breach of these terms.

Upon termination, your access to our service will cease and any outstanding fees become immediately due

Dispute Resolution

We prefer to resolve disputes amicably, but formal procedures are available when needed

Governing Law and Jurisdiction

These terms are governed by Australian law and the courts of Australia have exclusive jurisdiction over any disputes

Severability

If any provision of these terms is found unenforceable, the remaining provisions will continue in full force and effect

Complete Agreement

These terms, together with our Privacy Policy and any additional service agreements, constitute the entire agreement between you and lytheranvoxq regarding our service.

Modifications to Terms

We may modify these terms from time to time to reflect changes in our service or legal requirements. Significant changes will be communicated with reasonable notice.

Continued use of our service after changes constitutes acceptance of the modified terms

Contact Information

For questions about these terms or our service, please contact us at contact@lytheranvoxq.com or +61 306 242 135